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HERE’S WHAT WE OFFER
Term options range from 1 month to 60 months on Certificates of Deposit, and 24 to 60 months on Certificate of Deposit Select products, so you can save your money in a way that works best for you. Enjoy a fixed rate and Annual Percentage Yield (APY) over the term of the Certificates.
See chart below for Certificate of Deposit terms, interest rates, and APYs. For CD Select product terms, interest rates, APYs, fees, and important disclosures, please refer to the link below the chart.
| TERM | INTEREST RATE | APY |
|---|---|---|
1 Month | 0.75 % | 0.75 % |
3 Month | 3.50 % | 3.55 % |
6 Month | 4.70 % | 4.78 % |
12 Month | 5.00 % | 5.09 % |
18 Month | 4.85 % | 4.94 % |
24 Month | 4.60 % | 4.68 % |
36 Month | 4.40 % | 4.47 % |
60 Month | 4.25 % | 4.32 % |
See all non-promotional APYs, Interest Rates, Fees, Terms, and important disclosures here.
TAKE THE FIRST STEP
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Select term is required
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Initial deposit is required
See non-promotional APYs, Interest Rates, fees, terms and important disclosures here.
Disclaimer: Lexus Bank products and services are available on approved applications. Estimator is for informational purposes only. Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown, unless otherwise noted. Interest Rates are subject to change without notice. Certificate of Deposit rates are fixed for the term of the account. See Certificate of Deposit terms and conditions for additional consumer account information.
Estimated interest you could earn with Lexus Bank
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CONTACT YOUR PERSONAL BANKER
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
1. Money Market and Savings Accounts: Minimum opening deposit for a Personal Money Market and a Personal Savings Account is $500.00. Minimum opening deposit for a Business Money Market and a Business Savings Account is $2,500.00. Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
2. Certificates of Deposit: Minimum opening deposit for a Certificate of Deposit account is $1.00. Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
*All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. FDIC insurance available to legal limits. Deposit account opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosure here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available in legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive seperate FDIC insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
4. Upon completion of approved application and subject to eligibility requirements.